AI-NATIVE COMPLIANCE FOR INDIAN SMBS

Your CA,
automated.

An AI accountant in your pocket — over WhatsApp, in the Flavic app, or via email. Handles your GST, TDS, bank reconciliation and filings, and pulls a vetted human CA in only when judgement matters.

0 founders, SMBs & CAs on the waitlist· priority access begins July 2026
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002 — HOW IT WORKS

From a forwarded bill to a filed return.

01/ 06
01CONNECT

First, you connect.

Link your bank (via RBI Account Aggregator), your GST portal login, and Tally. One-time, OAuth-only. We never touch your raw credentials.

Flavic
● LIVE
HDFC Bank
Account Aggregator
● connected
GSTN portal
GST returns
● connected
Tally
Ledger sync
● connected
02CAPTURE

Send an invoice from anywhere.

WhatsApp, the Flavic app, or email. PDFs, photos, voice notes — anything. Replies in under six seconds, in plain English.

Flavic
● online
vendor_invoice.pdf
fyi just paid this 🙏
2:14 PM ✓✓
Logged. ₹48,200 · IGST 5% · ITC ₹2,410 claimable.
Matched to HDFC #4827.
2:14 PM
03EXTRACT

The AI parses every field.

GSTIN, HSN, taxable value, IGST/CGST split, vendor TAN, invoice date — pulled into your ledger in 4 seconds with per-field confidence.

Extracted fields● 4.2s
vendorPadmavati Textile0.99
gstin24AABCP9876R1Z31.00
invoiceINV-3471 / 18 May1.00
hsn5208 · cotton0.94
taxable₹48,200.001.00
igst 5%₹2,410.001.00
total₹50,610.001.00
04RECONCILE

Matched to your bank statement.

Every invoice is paired with a bank debit. Live, as transactions happen. Unmatched items get flagged in your morning brief.

HDFC Bank · ac •••4827
NEFT · PADMAVATI TEXTILE
18 May, 11:42 AM
−₹50,610
✓ MATCHED
Invoice · INV-3471
Padmavati Textile · cotton
ITC ₹2,410 claimable
₹50,610
05PRE-DRAFT

Your filing is pre-drafted.

By the 5th of every month, your GSTR-3B is sitting in draft with ITC claimed and RCM separated. You hit approve.

DRAFT
GSTR-3B · May 2026
Summary return
3.1 (a) Outward taxable supplies₹14,82,400
3.1 (d) Inward · reverse charge₹1,24,800
4 (A) (5) All other ITC₹1,18,200
6.1 Tax payable₹4,21,840
Review & file →
06FILED

The calendar turns green.

Acknowledged by GSTN within minutes. Your compliance calendar lights up — every return, every deadline, every state.

FY 2025–26
May 2026
✓ all on time
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FILED · 9:42 PM
GSTR-3B · acknowledged
ARN/AA21055
003 — SPEED

Your CA is
too busy.

India's ~400,000 CAs juggle dozens of clients each. A WhatsApp ping about a vendor bill takes days to come back. Filing season turns into a panic. We did the math.

0×faster accounting
than the traditional CA loop
The taskYour CA, todayWith Flavic
Reply to a basic GST question2–3 days< 10 seconds
Extract & log a vendor invoiceDays, batched at month-end~4 seconds
Reconcile a week of bank transactions1–2 days at filing timeLive, as they happen
Prepare a draft GSTR-3B3–5 daysReady by the 5th of every month
Pull a P&L for last quarterHalf a day to a dayInstant
~400K
CAs in India
60M+
registered businesses
1 : 150
CAs to businesses, structurally
CONNECTS TO
Everything you
already use.
Banks · via Account Aggregator
HDFC
ICICI
SBI
Axis
Kotak
Yes Bank
Online stores & marketplaces
Shopify
Amazon
Accounting tools
Tally
Zoho Books
Government portals
GSTN
MCA21
EPFO
TRACES
FSSAI
004 — AI + HUMAN

The AI does the routine.
A real CA does the rest.

India has ~400,000 CAs for 60M+ businesses. The maths don't work. We've built a marketplace of 412 vetted CAs across 26 cities — and our AI knows exactly when to call them in. Pay per query, not per retainer.

412
vetted CAs
2.4h
median response
94%
first-reply resolution
26
cities covered
AI
Flavic Agent
handles 92% of queries
“Can I claim ITC on this Zomato meeting bill?”
No — food & beverages are a blocked credit under Section 17(5)(b) of the CGST Act. ITC isn't available on this bill, regardless of the business purpose. Logged as expense · no ITC claimed.
but when it's complex…
P
CA Priya Narayanan
Mumbai · GST specialist · 9yr experience
online
“Got a §73(1) notice for FY 23-24 from Mumbai office.”
I've reviewed your ITC claims for that period — the discrepancy is on 3 invoices from Sundar Traders. I'll draft the reply with Annexure-A explaining the matching. Filed within 2 days.
Resolved in 1h 37mReply attached to thread
006 — COVERAGE

Every form,
every deadline,
every state.

From the GSTR-3B you file every 20th, to the once-a-year MGT-7 nobody remembers, to state-specific labour returns. If the government wants a form, Flavic prepares it.

GST01
GSTR-1, 3B, 9, 9C
Monthly / Annual
TDS02
24Q, 26Q, 27Q
Quarterly
PF / ESI03
ECR + challan
Monthly
MCA04
AOC-4, MGT-7, DIR-3 KYC
Annual
MSME05
Udyam, MSME-1 half-yearly
Half-yearly
Income Tax06
ITR-3, 4, 5, 6, Audit 3CD
Annual
FSSAI07
Form D2 annual return
Annual
Labour08
Shops & Estab., PT, LWF
State-wise
IEC09
Import-export code, RoDTEP
Per shipment
RBI10
FLA, ECB, FC-GPR
As applicable
Profession Tax11
State PT returns
Monthly
DGFT12
Advance auth, EPCG
Per license
007 — PRICING

One subscription. No surprises.

Flat monthly billing. No per-filing surcharges. Cancel anytime.

Starting at
₹2,499/ month
Sole proprietors and Pvt Ltds. Plans scale with turnover.
→WhatsApp invoice capture · PDFs, photos, voice notes
→GST returns · 3B, 1, CMP-08 prepared and filed
→TDS, PF/ESI, MCA · all the forms, all the deadlines
→Live bank reconciliation · via RBI Account Aggregator
→Tally & Zoho two-way sync · daily
→Vetted CA escalation · pay-per-query, not per retainer
Join the waitlist →
008 — FAQ

Questions,
answered.

Don't see yours? Mail hello@flavic.in — a founder usually replies in a few hours.

We're onboarding the first 500 waitlist members in batches starting July 2026, beginning with sole-proprietor GST and TDS use-cases. Pvt Ltd and audit features ship through Q3.